How to Cancel Transform Credit in 3 Easy Ways

Ready to close your Transform Credit account? Because Credit is no longer the right lending option for you? Don’t worry, this article will walk through exactly how to cancel

Before Getting Started

Before cancelling with Transform Credit, keep a few key things in mind:

  • Transform Credit provides online personal loans from $3000 up to $7000 to qualifying borrowers over 3 to 5 years. Loans have fixed rates and terms.
  • You must fully repay any open loan balances first before closing your Transform Credit account.
  • Review Transform Credit’s Terms for specific policies around cancellations and early repayment fees.
  • Have your account information ready – like your full name, account number, balance, etc. This will help expedite the cancellation process.

How to Cancel Transform Credit?

Now let’s walk through the 3 easiest ways to cancel your Transform Credit account.

Method 1: Account Dashboard

If you have no open loan balances, the quickest cancellation method is through your online account dashboard:

  1. Login to your account at
  2. Click on “Settings” then navigate to “Close Account
  3. Select reason for closing the account and confirm your request

It takes just seconds! Transform Credit aims to process dashboard closure requests within 24 hours. You’ll receive an email confirmation when it’s complete.

Method 2: Phone Support

To speak with a Transform Credit agent directly, call +1-470-435-6300. Clearly state you want to close your Transform Credit account. Have your account number and other information ready.

  • For no open balances, request account closure
  • For open loans, discuss payoff options then closure

A phone cancellation through Transform Credit support takes around 5-10 minutes. You’ll receive written confirmation within 48 hours that your account is fully closed.

Method 3: Email Support

You can also cancel your Transform Credit account by emailing

  • Specify you want to close your Transform Credit account
  • Include full name, account number, balance if applicable
  • Request written confirmation of account closure

Expect an email reply from their support team within 24 hours to process your cancellation request.

After Cancellation: Next Steps

Once submitting your chosen cancellation method, here is what you can expect next:

  • Your Transform Credit account will be deactivated
  • You can no longer sign in to your online account
  • You’ll stop accruing fees or interest charges

Be sure to record any loan payoff or account closure confirmations from Transform Credit for your records.

You can always reapply for a new loan in the future. Transform Credit will re-evaluate your eligibility based on the latest financial information you provide.

Wrap Up

Transform Credit makes it quick and convenient to close your lending account through your online dashboard, phone support, or email. Just be sure all open loan balances are paid off first.

For any other questions, reach out to Transform Credit’s helpful team at +1-470-435-6300 or They are available to make the cancellation process seamless.

Janak Uparkoti

My name is Janak Uparkoti. Originally from Nepal, Morang, I am now United Arab Emirates. Since graduating from Trubhuwan University in 2002, I have advised many businesses on how to grow their operations via a strong online presence, and now I share my experience and expertise through my articles on the QN How website. I started my career as a freelancer on Fiverr and then joined LocoFood as an eCommerce Manager. Since then, I have gained experience in eCommerce and affiliate marketing, and have built a strong online presence. In 2023, I founded QN How as a way to share my expertise with a wider audience.I am also the author of a book and published on Amazon, "Halloween Coloring Book." You can connect personally with me via Pinterest or LinkedIn.

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