How to Cancel Target Credit Card in 2 Minutes

Are you looking to close your Target credit card because you no longer shop there or want to simplify your finances? Cancelling is easy to do by phone. Here’s what you need to know before and after you cancel your Target credit card.

Key Things to Know Before Cancelling

Before you cancel your Target credit card, keep these key points in mind:

  • Target credit cards are issued by TD Bank. Contact TD Bank if you have any account-specific questions.
  • Safely disposing of the physical card does not close the account. You need to officially cancel it.
  • Consider redeeming any Target Circle rewards or gift card balances first, as they may be forfeited after cancellation.
  • You can transfer any automatic payments set up on the card to a new credit card account.
Redcard Benefits
Redcard Benefits

How to Cancel Target Credit Card

Cancelling your Target credit card only takes a quick phone call. Here is the process:

By Phone

The easiest way to cancel is to call one of the following numbers and speak to a customer service representative:

Target Credit Card & Target Mastercard (U.S.): 1-800-424-6888

Target Mastercard (Outside U.S.): 1-612-815-9922

Target Debit Card: 1-888-729-7331

Target Credit Card: 1-800-659-2396

Call volume may be high during peak hours between 8-10 AM and 5-9 PM ET, so try calling mid-day or evening if you can.

  1. Confirm your identity by providing your name, account number, social security number, and home address.
  2. Inform the representative you want to close your Target credit card account.
  3. Ask about any impacts to your credit score or report from closing the account.
  4. Check if there are any pending transactions or refunds on the account.
  5. Request a confirmation number documenting the account closure if desired

Wrap Up

Closing a Target credit card is a straightforward process – call one of the customer service phone numbers I have provided above.

Before cancelling, be sure to redeem any existing Target Circle rewards or gift card balances, as they will be forfeited after closure.

Once you have cancelled, monitor your account over the next billing cycles to ensure all pending transactions have cleared before considering it fully closed. Cancelling your Target card may temporarily lower your credit score, so weigh this decision carefully if you have a long-standing card with a lot of credit history.

With this guide, you now understand exactly how to cancel your Target credit card properly in 2 minutes.

Janak Uparkoti

My name is Janak Uparkoti. Originally from Nepal, Morang, I am now United Arab Emirates. Since graduating from Trubhuwan University in 2002, I have advised many businesses on how to grow their operations via a strong online presence, and now I share my experience and expertise through my articles on the QN How website. I started my career as a freelancer on Fiverr and then joined LocoFood as an eCommerce Manager. Since then, I have gained experience in eCommerce and affiliate marketing, and have built a strong online presence. In 2023, I founded QN How as a way to share my expertise with a wider audience.I am also the author of a book and published on Amazon, "Halloween Coloring Book." You can connect personally with me via Pinterest or LinkedIn.

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