How to Cancel Ambetter Insurance Online
Are you looking to Cancel Ambetter Insurance coverage? Maybe you have changed your mind or you are out of budget, Whatever the reason may be, canceling Ambetter Insurance can be easy if you follow below simple steps below.
What is Ambette Insurance?
Ambetter health insurance plans are offered on the Affordable Care Act exchanges by health insurance company Centene. Here’s some background on Ambetter:
- Offers individual and family PPO and HMO plans
- Mainly provides coverage for doctor visits, prescriptions, hospital care
- Considered more budget-friendly insurance option
- Plans vary by state in terms of coverage and pricing
- Members have online account to manage policy
While Ambetter makes getting insured simple, you may later decide you want to change plans or insurance providers. Let’s look at how to cancel Ambetter insurance online.
Cancelling Ambetter Insurance Online
To cancel your Ambetter policy online, follow these steps:
- Go to AmbetterHealth.com and log into your online account
- Click on “My Coverage” and select “Manage My Policy”
- Choose “Cancel Policy” and then “Cancel Policy” again on the next page
- Select a reason for canceling from the drop-down menu
- Enter the last 4 digits of the policy holder’s SSN to confirm
- Click “Cancel Policy” a final time to complete cancellation
The cancellation will take effect on your next billing date after going through the process. Make sure to cancel at least 14 days before your next bill is due.
Getting a Refund from Ambetter
If you cancel your Ambetter plan mid-policy, you may be eligible for a prorated premium refund for the unused portion:
- Refunds issued within 30 days of cancellation
- Amount based on when in billing cycle you cancel
- Refund goes back on the payment method on file
- To check status, call Ambetter customer support
Be aware that if you’ve filed any claims, refunds are generally not provided.
What to Know Before Cancelling
Before canceling your Ambetter insurance online, keep these tips in mind:
- Make sure to have new coverage lined up first
- Understand when the cancellation will take effect
- Download any plan documents or reports you may need
- Avoid gaps in coverage to dodge tax penalties
- Check if you qualify for special enrollment before open enrollment
- Contact support if you don’t see your refund after 30 days
Other Ways to Cancel Ambetter Insurance
In addition to canceling your Ambetter health insurance online, you can also cancel:
- By phone – call 877-687-1197 and speak to a representative
- In-person – visit local broker’s office and complete paperwork
No matter what method you use, be sure to get written confirmation of your policy cancellation from Ambetter.
Conclusion
Canceling your Ambetter health insurance plan online is straightforward – just log into your account, enter some information, and click to confirm. Make sure you have a new policy set up first and allow time for your refund to come through. With a few clicks, you can change health plans.
